Licensed Health Insurance Advisor — 30+ States

The right plan,
explained clearly.

Health insurance doesn't have to be confusing. I sit with you, listen to your situation, and find a plan that actually fits, in plain language, with no pressure.

300+
Clients Helped
$0
Advisor Fee
30+
States Licensed
Samantha Vigo, Health Insurance Advisor
Licensed Advisor · Miami, FL
ACA Marketplace Certified
Subsidy Maximization
Individual & Family Plans
No-Cost Consultation
Real Person, Direct Line
What Good Guidance Looks Like
One-on-one consultation
One-on-one guidance
Family healthcare
Plans for every household
Trusted advisor
Trusted by real people
Samantha Vigo
About Samantha

I make sense of the parts
that feel complicated.

I'm Samantha Vigo, a licensed health insurance advisor based in Miami. I work with individuals, families, and small business owners who are either overwhelmed by their options or aren't sure what they qualify for.

Most people I talk to have never had someone walk them through a plan in plain terms. That's exactly what I do, and I stay available long after enrollment day.

Independent, not tied to one company

I compare plans across dozens of options to find what actually fits you.

Bilingual — English & Spanish

I serve our community fully, in the language that's most comfortable for you.

Here year-round

Questions don't stop after enrollment. Neither do I.

Who I Work With

Everyone deserves a plan
that makes sense.

Wherever you are in life, I've likely helped someone in your exact situation.

Individuals & Families

Buying coverage on your own, or adding someone to your plan. I'll find what fits your doctors, your budget, and your prescriptions.

First-time buyers Growing families Uninsured adults

Self-Employed & Freelancers

No employer plan doesn't mean no good options. I help independent workers find affordable, strong coverage — often with subsidies they didn't know they qualified for.

Freelancers Contractors Gig workers

Small Business Owners

Whether you want to cover yourself or build a benefits package for your team, I'll walk you through every available option.

Sole proprietors Small teams Group plans

People Who Just Need Clarity

Sometimes you're already covered but not sure you're on the right plan. Or you got a letter you don't understand. That's a reason to call too.

Plan reviews Renewal guidance Billing questions
Types of Coverage

One call covers
every option.

The right plan depends on your situation. Here's what I work with most, and we'll figure out what applies to you together.

ACA / Marketplace

Marketplace Plans

For individuals and families buying independently. Tax credits can dramatically lower what you pay each month.

  • Bronze, Silver, Gold, and Platinum tiers
  • Subsidy and tax credit review
  • Preventive care included
  • Prescription drug coverage
Self-Employed / Business

Business & HSA Plans

Plans designed to work with your tax situation. HSA-eligible options can save you money well beyond the monthly premium.

  • HDHP + HSA strategies
  • Small group employer plans
  • COBRA alternatives
  • Supplemental add-ons
Supplemental

Dental, Vision & More

Add-on plans that fill the gaps most major medical plans leave — dental work, vision care, and prescriptions included.

  • Dental & vision standalone plans
  • Prescription Assistance (PAP)
  • Hospital indemnity plans
  • Critical illness coverage
Not sure which applies to you? That's what the call is for. Twenty minutes and you'll know exactly what's available and what it would actually cost.
The Process

Simple from the first call.

Four steps, no paperwork on your end, no surprises.

01

Free Consultation

We talk through your situation, income, family, doctors, medications. Usually 20 minutes.

02

Plan Comparison

I pull options from dozens of plans and narrow it down to what actually makes sense for you.

03

Walk-Through & Enrollment

I explain every detail in plain language, answer every question, and handle enrollment for you.

04

Ongoing Support

Mid-year questions, billing issues, plan changes, call or text me directly. Always a real person.

Client Reviews

What clients say

★★★★★

"Samantha made the whole process feel easy. I'd been putting off finding a plan for months because I found it overwhelming. She explained everything patiently and found a plan that actually covers my medications."

LC
Laura C.
Freelance Designer · Miami, FL
★★★★★

"I called just to ask one question and ended up getting my whole family enrolled that same week. She found subsidies we had no idea we qualified for. Saved us hundreds a month."

JR
Jose R.
Family of 5 · Hialeah, FL
★★★★★

"As a small business owner I didn't think I had many options. Samantha showed me plans I didn't know existed and walked me through everything in Spanish. That made all the difference."

MP
Maria P.
Business Owner · Doral, FL

Ready to know what
you actually qualify for?

Free call. No obligation. Plain answers.

Schedule a Free Call
Book a Time

Pick a time that works for you.

Choose a slot below and I'll call you then. Or reach me directly: ushealthvigo@gmail.com